What Chorby solves
Allowance without a kids’ debit card
You don’t need plastic in a kid’s wallet to run chore-tied allowance. Chorby Money Plan / Bank is bookkeeping only — you track balances and payouts; Chorby isn’t a bank and doesn’t issue cards.
The problem
Card-first apps wrap spending controls, real money movement, and parenting tools together. That’s useful if you want a kids’ debit product. It’s the wrong stack if you just want “earn → approve → I hand them cash or Venmo later.”
A lot of families already have a way to pay kids. They need a chore chart that records what was earned — not another account to fund, and not an app that assumes banking is the point. Parents shopping away from Greenlight-style tools often say exactly that: they want the ledger, not the card.
What Chorby does
In Chorby you can run:
- Cash — track dollar balances as bookkeeping; you pay out however you already do.
- Gems — points-style rewards without money.
- No rewards — chores only; no allowance layer.
Optional photo proof and approvals can sit in front of credit on the tasks you choose, including Cash or Gems. Nothing here moves money between real bank accounts. Kids earn on the chart; you decide when and how cash changes hands offline.
Fuller picture: allowance, rewards, chore chart.
Side-by-side with card-heavy approaches: Chorby vs Greenlight. Other chore/allowance apps without the same bank framing: vs Allowance Bot, vs Joon.
Who this is for
Parents who want chore-tied allowance as a ledger — cash envelope, weekly handoff, whatever — without opening a kids’ debit product.
Honest limit
If you need real-time card locks and parent-funded spending accounts, that’s a different category. Chorby won’t replace that.